Total and Permanent Disability Protection

Total and Permanent Disability cover gives employees security if they become disabled and are unable to return to work for the rest of their lives.

Total and Permanent Disability Protection

shutterstock 298664837In many instances the financial implications of becoming permanently disabled may have even more of an impact that a death, and total and permanent disability protection can help to significantly reduce that strain. The associated change in daily living and medical costs could be extremely high as a result of disablement and a lump sum way is often an effective means of alleviating this.

Other features of this cover include:

                  • Early payment of a death benefit in cases of terminal illness where death is expected within 12 months
                  • Payment for funeral and other costs associated with bereavement

Total and Permanent Disability Protection is an attractive option for potential employees in that it goes over and above just covering for death and terminal illness.

Do you think you require this protection? Click on the below link to complete our self-assessment: 

http://thinice.co.nz/about/self-assessment-questionnaire/