Protect Farm Revenue

If a key person on your farm was unable to continue working due to illness, death or disability what is your back up plan?

Protect Farm Revenue

shutterstock 288292805The financial consequences of a disability or extended illness could be devastating for your lifestyle and those that depend on you.  the standard income protection benefit is based on audited earnings after interest and depreciation.  this may be cumbersome for a small-scale farmer to substantiate, whereas gross farm income is easier to substantiate. 

Rural Key Person Cover will pay you a monthly income if a key person is disabled and unable to work because of illness or injury.

Unlike most businesses, a farm cannot afford to stop operating in the event of a loss of a key worker. Rural Key Person Cover allows you to replace that person and therefore keep the farm ticking over.

Do you think you require this protection? Click on the below link to complete our self-assessment: 

http://thinice.co.nz/about/self-assessment-questionnaire/